You are entitled to receive a worker’s compensation in the event of an injury or accident at work. The state laws require every employer to provide compensation insurance coverage for its employees. If you are suffering any job-related injuries, you should know what to do legally following the work-accident.
What should you do if you experience a work-related injury?
Further problems can arise if you don’t realize that you have been injured. Most states have a time period when you must report an accident to acquire coverage under workers compensation.
You should report any work-related accidents whether or not you are injured. Even if there are no injuries involved, your report may cause your employer to enact new safety measures. He/she will ensure the prevention of any more accidents from happening in the workplace. The following elements should be included in your accident report:
After the accident, you must see a medical professional, especially if the injury warrants a trip to the emergency room. However, even if the injury is not that serious, ask your employer if you should see a specific physician. Also ask if it’s okay for you to choose which doctor to meet with.
On your behalf, it is your employer’s responsibility to file a workers’ compensation claim with the insurance company. However, your employer won’t know that he/she must do this unless you let them know you were injured.
If your employer refuses to take action concerning the accident and your injuries, then consult with a workers’ compensation lawyer. Usually, initial consultations are free and the attorney will discuss with you the benefits you are entitled to get.
If you experience a work injury, don’t forget to make an accident report, seek medical attention, inform your employer to file a workers’ compensation claim, and contact an attorney.