Nell Zhoie April 9, 2018

You are entitled to receive a worker’s compensation in the event of an injury or accident at work. The state laws require every employer to provide compensation insurance coverage for its employees. If you are suffering any job-related injuries, you should know what to do legally following the work-accident.

What should you do if you experience a work-related injury?

  • Write an accident report

Further problems can arise if you don’t realize that you have been injured. Most states have a time period when you must report an accident to acquire coverage under workers compensation.

You should report any work-related accidents whether or not you are injured. Even if there are no injuries involved, your report may cause your employer to enact new safety measures. He/she will ensure the prevention of any more accidents from happening in the workplace. The following elements should be included in your accident report:

  • Date and time
  • Location of the accident
  • Any witness accounts
  • Evidence (pictures, videos, etc.)
  • Seek medical attention

After the accident, you must see a medical professional, especially if the injury warrants a trip to the emergency room. However, even if the injury is not that serious, ask your employer if you should see a specific physician. Also ask if it’s okay for you to choose which doctor to meet with.

  • Workers’ compensation laws: The workers’ compensation laws entitles you to a second opinion. Even if your compensation does not include payment for a different doctor, it would be better to pay for the appointment yourself.
  • Health insurance: You could lose more benefits compared to the costs you will get from a medical evaluation by a different physician. Your doctor’s appointment is covered if you have health insurance.
  • Report an Injury as Soon as it’s Discovered

On your behalf, it is your employer’s responsibility to file a workers’ compensation claim with the insurance company. However, your employer won’t know that he/she must do this unless you let them know you were injured.

  • Tell employer once injuries show up: In the event that you reported the accident, inform your employer immediately after discovering personal injuries. If your injuries showed up a few days after the accident, you must inform your employer about it.
  • Make a follow-up: To ensure that your workers’ compensation claim is being worked on, make a follow-up with your employer. Don’t forget to acquire a copy of the workers’ compensation claim which was filed by your boss or employer.
  • Contact a workers’ compensation lawyer

If your employer refuses to take action concerning the accident and your injuries, then consult with a workers’ compensation lawyer. Usually, initial consultations are free and the attorney will discuss with you the benefits you are entitled to get.

Conclusion

If you experience a work injury, don’t forget to make an accident report, seek medical attention, inform your employer to file a workers’ compensation claim, and contact an attorney.