Nell Zhoie January 1, 2019

Any cat lover will agree that cats make great companion pets. Not only are they easy to care for, but they‘re capable of expressing just as much love as their doggy counterparts. Felines have their own unique way of letting their owners know they care, and combined with their independence, cats make wonderful pets. Something that even the best cat owners might gloss over is insurance for their pet, but is it really worth it? The short answer is “yes,” and here are some tips as well as information on choosing insurance for your furry friend.

Emergencies Happen

Cats may have impressive agility, balance, and flexibility, but they’re not immune to injury and accidents. No matter how young or old a cat is, they’re prone to ill health just like humans, and insurance can help in times of trouble. When looking for cat insurance, make sure that it provides coverage for emergency services, as these are often the visits that really add up. The average trip to the emergency vet clinic can cost a few thousand dollars! Knowing that, it makes sense why many pet owners decide to purchase insurance for their beloved animals. There are options out there that will reimburse most of the cost of treatment for an accidental injury, and that can make a world of difference.

Of course, cat owners should take precautions to ensure that a visit to the emergency vet clinic isn’t necessary. Be sure to schedule regular check-ins with the vet and don’t ignore strange symptoms when they occur. Feed your feline friend high-quality food and be sure to keep him or her active and sociable. Even with careful attention and routine check-ups, accidents do happen, which is why having pet insurance is such a good idea.

Cut Costs at The Vet’s Office

Speaking of routine vet visits, cat insurance can help with this, too! Whether your cat needs a physical checkup, a dental cleaning, or some flea medication, insurance coverage decreases your out-of-pocket costs. This helps you provide the best treatment for your pet without worrying about the damage to your wallet. Basic treatments such as rabies vaccinations and microchipping are quite affordable with pet insurance. Some plans provide coverage for as low as $15 per month, so there are affordable options out there. Your cat is part of the family, and he or she deserves to be treated as such!

Choosing Your Insurance Provider

Perhaps the toughest part of all is choosing your cat’s insurance provider. It’s not the best idea to just choose the first one you find, since there are a number of options out there. When choosing an insurance company, look for their accreditations, make note of any awards they’ve received, and review testimonials from past or current clients. Each plan will offer pros and cons, and it’s up to you to weigh the benefits and determine what’s most important to you. Some factors to take into consideration when choosing a plan include your feline’s age and breed, as well as any underlying conditions he or she may have. You may not have thought of it, but different cat breeds are prone to a variety of ailments, and it’s important to know what issues might plague your kitty down the road. Young kittens need to get spayed or neutered, while older cats need regular check-ups to stay healthy and happy. A veterinarian can also keep you up to date on the latest treatments and medications, as well as offer discounts.